JEFFERSON; EFRATA, Tommy Christian. Personal Innovativeness, Perceived Usefulness, Perceived Ease of Use, and Trust Asdeterminants of Mobile Payment Utilization. Review of Management and Entrepreneurship, [S. l.], v. 7, n. 2, p. 251–270, 2023. DOI: 10.37715/rme.v7i2.4157. Disponível em: https://ojs.somebut.my.id/index.php/rome/article/view/4157. Acesso em: 19 feb. 2026.