BAGANA, Batara Daniel; IRSAD, Moch; SANTOSO, Ignatius Hari. ARTIFICIAL INTELLIGENCE AS A HUMAN SUBSTITUTION? CUSTOMER’S PERCEPTION OF THE CONVERSATIONAL USER INTERFACE IN BANKING INDUSTRY BASED ON UTAUT CONCEPT. Review of Management and Entrepreneurship, [S. l.], v. 5, n. 1, p. 33–44, 2021. DOI: 10.37715/rme.v5i1.1632. Disponível em: https://ojs.somebut.my.id/index.php/rome/article/view/1632. Acesso em: 19 feb. 2026.