Jefferson and Efrata, T.C. 2023. Personal Innovativeness, Perceived Usefulness, Perceived Ease of Use, and Trust Asdeterminants of Mobile Payment Utilization. Review of Management and Entrepreneurship. 7, 2 (Oct. 2023), 251–270. DOI:https://doi.org/10.37715/rme.v7i2.4157.